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Andrew Tan’s Megaworld Cuts Leverage, Lifts Dividends

There are years when a property developer dazzles with ambition, and years when it impresses by restraint. For Megaworld, 2025 belonged to the latter category. The company still grew: consolidated revenues rose to ₱85.87bn, net income climbed to ₱24.06bn, and income attributable to the parent reached ₱21bn. But the more telling story was not simply that the developer sold more. It was that it emerged sturdier—less leveraged, less burdened by financing costs, and more able to fund itself from within.

The numbers tell the tale of a balance sheet being quietly repaired. Interest-bearing loans and borrowings fell to ₱83.03bn in 2025 from ₱89.99bn a year earlier. Debt-to-equity improved to 0.34 times from 0.39 times, while net debt-to-equity eased to 0.27 times from 0.32 times. The current ratio edged up to 3.54 from 3.43, a reminder that liquidity was moving in the right direction even as the group continued to spend on projects.

That deleveraging showed up most clearly where investors like to see it: below the operating line. Interest and other charges fell to ₱5.37bn in 2025, down 15.27% from ₱6.34bn the year before. Interest coverage improved to 5.09 times from 4.87 times. For a real-estate company, where earnings can be handsome but capital needs are relentless, a falling interest burden is more than cosmetic. It changes the arithmetic of risk.

The easy explanation would be that Megaworld simply paid down debt with asset-sale proceeds. The truth is more interesting. Much of the improvement appears linked to MREIT capital recycling, but not in the blunt manner of a debt-prepayment story. In 2025, Megaworld sold MREIT shares through three block sales: 84.8m shares, 168.6319m shares, and 98m shares. The corresponding proceeds were about ₱1.16bn, ₱2.21bn, and ₱1.32bn, for a total of roughly ₱4.69bn. As a result, Megaworld’s ownership in MREIT slipped to 54% at the end of 2025 from 63.44% in 2024.

Under the REIT framework, however, those proceeds were not presented as a war chest for paying off lenders. They were earmarked for reinvestment into new or expanding projects. The filings tie the money to developments such as The Mactan Newtown in Cebu, Bacolod Projects, Paragua Coastown in Palawan, ArcoVia City in Pasig, and Northwin Global City in Bulacan. External-auditor-certified progress reports also tracked balances and disbursements, with portions of the proceeds still to be deployed at year-end.

That distinction matters. MREIT did not improve leverage chiefly because Megaworld said, “Here are proceeds, now let us retire debt.” It improved leverage because the proceeds funded growth without requiring equivalent new borrowings. In corporate-finance terms, the REIT became a source of non-debt capital for expansion. Every peso reinvested in Mactan, Bacolod or Palawan from recycled REIT proceeds was a peso less that needed to be borrowed to keep the development engine humming.

This is the elegance of capital recycling when it works. A developer builds and seasons assets; a REIT monetizes part of them; the sponsor takes the cash and redeploys it into the next round of projects. The cycle converts mature, yield-bearing assets into fresh development capital while easing pressure on the parent’s balance sheet. In Megaworld’s case, that mechanism likely helped explain how borrowings could fall by nearly ₱7bn even as the company continued to invest in its townships and mixed-use estates.

There was a price, of course. Selling down MREIT meant giving up part of the future cash flow stream from the REIT vehicle, and the annual report summaries indicate a loss on 2025 MREIT block sales of roughly ₱1.54bn. Capital recycling is never free money; it is a trade between present flexibility and some measure of future participation. Yet for a developer trying to preserve growth while lightening leverage, the trade can be sensible.

If MREIT explains the structure of the balance-sheet improvement, operating cash flow explains its credibility. Megaworld generated ₱21.70bn in cash from operations in 2025, almost double the ₱11.37bn recorded in 2024 and far above the ₱4.20bn generated in 2023. That is a sharp improvement by any standard. It suggests not just accounting profit but a better conversion of earnings into cash—one of the rare financial virtues that matters equally to lenders, shareholders, and skeptics.

The jump in operating cash flow also helps explain why leverage metrics improved despite only a slight decline in cash on hand. Cash and cash equivalents dipped modestly to ₱20.79bn from ₱21.42bn, but that small fall sits alongside stronger internal cash generation, lower borrowings, and continued investment spending. In other words, Megaworld was using cash actively rather than hoarding it, and the business was replenishing much of what it spent.

There was another signal of growing financial confidence: dividends. Total dividend payments rose to ₱3.06bn in 2025 from ₱2.76bn in 2024, while the common dividend per share increased to ₱0.09 from ₱0.08. Rising dividends are not always virtuous—sometimes they merely flatter investors at the expense of prudence. But in Megaworld’s case, they accompanied a stronger operating cash flow, lower leverage, and reduced interest drag. That makes the increase look less like bravado and more like ballast.

To be sure, this was not a flawless year. Revenue growth slowed to 5.12% from 17.15% in 2024. Real-estate sales growth nearly stalled, rising only 1.50% in 2025, and equity losses from associates worsened sharply to about ₱1.08bn. Even hotel operations, still growing, lost some of the rebound luster they had shown earlier. Megaworld did not become a faster-growth company in 2025. It became a sturdier one.

That may matter more. Property developers often get into trouble not because demand disappears, but because balance sheets lose patience before projects mature. Megaworld’s 2025 performance suggests management understood that lesson. By recycling capital through MREIT, improving operating cash generation, and trimming financing drag, the company became less dependent on borrowed time.

In the property business, skylines attract applause. Yet the enduring victories are frequently won in quieter places: in the cash-flow statement, in the debt schedule, in the interest line that shrinks instead of swells. Megaworld’s year was one of those victories—less spectacular than a new tower, perhaps, but much more useful when the cycle turns.

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Disclaimer: This is for informational purposes and is not investment advice. Figures are taken from company disclosures and exchange data; valuation ratios include the author’s calculations based on cited inputs.


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